Every year I make one. Every year I break one. I think it's time now though to start making my life and the life of my kids better.
One thing's for sure, I do not want to spend my life afraid of bills that are not paid, balances I am not sure of and an angry landlord that used to be my friend. This year I am going to improve my credit rating.
I have always said, knowledge is power. The problem lately is that I really don't want to know how bad things are. I have a feeling that if I just sit down and look at what is out there it won't be as bad as I thought.
I want the older two to have bank accounts. I also want to have a buffer set aside for things like flat tires or activities for the kids.
One thing is for sure. I really need to start making more money. I don't know how but I am going to start looking at different options. I am not willing to give up my full time job for a different one though. These people are too good to walk away from. It's not every day that a person gets to work with a group that are so respectable. It's an amazing bunch.
Sigh - sometimes I hate being a grown up!